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Home > Your support > Mutual Support Scheme

Mutual Support Scheme

If you are retired and subject to the Government's income test, did you know you may be eligible for increased pension entitlements when you support Blue Care's Mutual Support Scheme?

This is because all Mutual Support savings accounts, operated by the Uniting Church Investment Service (U.C.I.S) are exempt from the deeming provisions under Subsection 4C (6A) of the Social Security Act 1947.

What does this mean? When you open a Mutual Support savings account to support Blue Care you are assessed for income test purposes only on the interest you actually earn, not a notional income amount that is deemed to be earned.

Your Mutual Support savings account works like this:

• you open a Mutual Support savings account with U.C.I.S. in your individual name, and nominate to support Blue Care on your application form
• you retain total control over your funds, and have at call access at any time
• you choose to earn little or no interest on your account (up to the current variable maximum Mutual Support Scheme rate with U.C.I.S.)
• instead, U.C.I.S. pays a quarterly benefit to Blue Care, based on the level of your support.

As its name suggests, when you benefit from the Mutual Support Scheme, so does Blue Care. By investing in Mutual Support, you can help support the Blue Care service of your choice. You could say it's investing your money ethically to support the important work done by Blue Care.

For more information on the Mutual Support Scheme please contact the Client Liasion Officer at U.C.I.S. on 1300 655 653. Remember to mention that you are interested in supporting Blue Care as your chosen Scheme.